CARGO INSURANCE

Motor Truck Cargo Legal Liability Insurance, or “Cargo Insurance”, provides coverage in case of loss or damage to cargo while it is in the trucker’s position. From the time a carrier takes possession until it reaches its destination, the safety of the load is the trucker’s responsibility.

Truckers should work with an insurance agent that understands cargo liability insurance. Hauling high-value or hazardous materials and dramatically affect your policy as well as sub-limits, co-insurance requirements, and other options or requirements. If your agent doesn’t have a full understanding of how these can affect your policy, and your premium, you could be over-paying for the wrong insurance.